WHAT MAKES US SPECIAL?
We pride ourselves on the personal attention we provide to our membership. Our employees are members of the credit union and have many years of combined experience. We have a trilingual staff: English, Greek, and Spanish. This experience provides members with a high level of banking expertise. Employee commitment and length of combined experience translates into dependability, trustworthiness, and efficiency. We are highly rated by Bauer Financial Inc. for financial stability among credit unions of similar asset size.
BANK AT WORK
With our Bank at Work program we offer access to all of our financial services. Whether it's a mortgage, a home equity line of credit, an automobile loan, a checking account, CDs, or IRA accounts all services are available through this program. We make it convenient to access our No Fee Checking or Savings Account through payroll deduction.
FEDERAL DEPOSIT INSURANCE
Member deposits at CCUL are federally insured in full up to $100,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government. Additional deposits above $100,000 are insured through the Massachusetts Share Insurance Corporation (MSIC).
DEPOSIT PRODUCTS
The key financial relationship for most people is a checking account. At CCUL we offer members two choices:
Free Checking Account
- No monthly fees
- $25 opening balance
- Unlimited checkwriting
- First order of 50 basic checks is FREE
NOW Checking
- Interest bearing
- No monthly fees if minimum balance of $400 is maintained
- Unlimited checkwriting
- First order of 50 basic checks is FREE
Money Market Accounts
- Opening balance: $1,000
- Tiered pricing available
- Earns interest at a market rate
Certificates of Deposit
AT CCUL we offer a wide range of maturities from 3 to 48 months.
- Opening balance: $500
- Earns interest at a market rate
Club Accounts
We offer a choice of Christmas Club, Vacation Club, and All-Purpose Club accounts.
- Opening balance: $5
- Easy access
- Earns interest on balances over $25
Direct Deposit Program
We offer the convenience of direct deposit through payroll deduction. Our routing number is 2113-8397-2.
Loan Products
Avoid big bank bureaucracy. At CCUL one person processes your loan application from start to finish!
Mortgages
- First mortgage Loan
- Home equity credit lines
- First-time homebuyers
- Second mortgage loans
Consumer Loans
- Auto loans (New/Used)
- Personal loans
- Passbook loans
- Overdraft protection
PATS Payment Plan
We offer the convenience of making your loan payments automatically on a weekly or monthly basis.
OTHER PRODUCTS/SERVICES
- ATM cards (NYCE/Cirrus)
- Debit cards (NYCE/Cirrus)
- Money orders
- Bank checks
- Travelers checks
- Direct deposit
- Direct loan payments
- Wire transfers
- Notary public
- Free parking
On top of the great products and electronic services we offer, we have additional membership benefits such as:
- Free notary services
- Free signature guarantee services
