| Schedule of Fees | |
DEPOSIT SERVICES |
|
| Regular Share Accounts Early Closing of Account (prior to 6 months) |
$5.00 |
| NOW Accounts Monthly Service Charge (only if account balance goes below $400 at any time during the month) | $5.00 |
| Stop Payments | $10.00 |
| NSF Returns | $20.00 |
| ACH Returns (ATM/VISA) | $20.00 |
| Money Market Accounts Early Closing of Account (prior to 6 months) |
$5.00 |
| Club Accounts Early Closing of Account |
$5.00 |
| All items for deposit or payment returned to us unpaid $10.00 |
|
| All lost passbooks $5.00 | |
| All ATM/VISA replacement cards are $5.00 | |
| "NO CHARGE" PRODUCTS AND SERVICES |
|
 1) No per item check charge on NOW accounts2) No annual fee on IRAs3) No charge of Notary Public services4) No charge for incoming wire transfers5) No coin-handling fees6) No letter-of-reference charge |
|
| Fees Subject to Change Without Notice |
|
| Schedule of Fees | |
OTHER SERVICES |
|
| Official Checks and Money Orders | |
| Money Orders | $ 2.00 |
| Offical Checks | $ 4.00 |
| Stop Payments on Official Checks | $ 20.00 |
| Travelers Checks | |
| Single Signature | 1% of purchase amount |
| Dual Signature | 1 ½% of purchase amount |
| Gifts Checks | $ 2.50/check |
| Wire Transfers | |
| Outgoing Domestic | $ 25.00 |
| Outgoing Foreign | $ 25.00 |
| Miscellaneous | |
| Research ($15.00 minimum) | $ 15.00/hour |
| Tax Levy Attachment | $ 20.00 |
| Inactive Account Fee | $ 5.00 |
| I.R.A. Transfer Fee | $ 25.00 |
| Copies of N.O.W. Statements(each) | $ 2.00 |
| Fees Subject to Change Without Notice |
|
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